Streetsmart Finance · Your money, simplified.
Run your savings group and your personal money in one place.
Savings, share purchases, loans, fines and approvals — recorded once, agreed by everyone, and always reconcilable. Built for VSLAs, SACCOs, chamas and the people who run them.
How it works
Three steps from a paper cashbook to a reconciled ledger.
1. Sign in with your email
Your email is your key. If a group already lists that email as a member, every one of those groups appears the moment you sign in — no invite codes to hunt for.
2. Set up the group, or join one
Create a cycle, invite members and set the rules once: share value, contribution amount, loan interest, fines and grace periods. Everyone sees the same rules.
3. Record money, approve, reconcile
Members record their own savings with proof; officers confirm. Every posting replays into the ledger, so balances, fines and share values always tie back to transactions.
A look inside
The same screens your treasurer will use at the meeting.
Personal snapshot
UGXNet income
1,240,000
Savings
3,600,000
Investments
1,850,000
Owed
420,000
Group ledger
83 members114,875,500
Total member savings · 2026 cycle
Ledger reconciled — every balance traces to a transaction
Private by design
Savings and loan records are personal. Here is what protects them.
Groups are private to their members
A group — and its members, savings and loans — is visible only to people whose email is on that group’s member list. Group pages require sign-in, and direct links are refused for non-members.
Your email is your key
Access follows the email your group recorded for you. If you are not on a group’s member list, the app does not show it to you, whatever link you follow.
Maker–checker on money
Savings, loan requests and withdrawals can require a second admin’s approval before they affect any balance.
Every change is logged
Approvals, edits and access attempts are written to an audit trail, so a treasurer can answer “who changed this, and when?”.
Self-healing balances
Balances are replayed from the transaction ledger, not hand-typed — so a correction downstream cannot leave the books disagreeing.
Simple pricing
Start free. Upgrade only if you need the advanced tools.
Free
Core tracking for individuals and groups
$0 /month
- Income & expense tracking
- Up to 2 wallets
- 1 savings account
- Group membership & approvals
Premium
Everything, unlocked
$8.33 /month
Billed $99.99 a year, or $9.99 month to month
- Everything in Free
- Dashboard builder
- AI financial insights
- Unlimited wallets
- Advanced credit score
- Priority support
Prices in US dollars, charged through Stripe. Cancel any time from the billing page.
Questions people ask
Ready to close the cashbook?
Create a free account, or sign in if your group already listed your email.